-A- Abstract Exam Adjustable Rate Mortgage Administrative Fee Amortization Annual Percentage Rate (APR) Application Application Deposit Appraisal Appraisal Fee APR ARM Assumable Mortgage Attorney Opinion Attorney Witness -B- Balloon Mortgage Bi-weekly mortgage Binder Binder Deposit Bridge Loan Buydown -C- Cap Cash Out Refinance City/County Tax Stamp Close of Escrow Closing Closing Costs Closing Statement Commitment Letter Condominium Conforming Loan Construction Loan Contingency Conventional mortgage Convertible ARM Cooperative (Co-op) Cost of Funds Index (COFI) Courier/mailing Fee Credit Credit Report -D- Deed Deed of Trust Deed Stamp Deed-in-lieu Default Delinquency Delivery Fee Deposit Discount Points Document Preparation Documentary Stamp Down Payment -E- Earnest Money Encumbrance Endorsements Equal Opportunity Act (ECOA) Equity Escrow Escrow Account Exam Fee -F- Fair Credit Reporting Act Fannie Mae Federal Housing Administration (FHA) FHA mortgage First mortgage Fixed Rate Mortgage Float Flood Certification Flood Insurance Foreclosure Freddie Mac -G- Good Faith Estimate -H- Hazard Insurance Homeowner’s Insurance Housing Ratio HUD HUD-1 statement -I- Impounds Index -J- Judgement Judgement Search Fee Jumbo mortgage -L- Lender Lender Fees Lien Lien Certificate Lifetime Cap Loan Commitment Loan Term Loan to Value Ratio (LTV) Lock Period London Inter Bank Offered Rates (LIBOR) Lot Drawing Fee -M- Mansion Tax Margin Mortgage Mortgage Insurance Mortgage Registration Fee Mortgage Tax Mortgagee Mortgagor -N- Name Search Net Closing Costs No Cash Out Refinance Non-conforming loan Notary Fee Note Number of Application Questions -O- Offer to Purchase On-Line Approval On-Line Rate Locks On-Line Status Origination Fee Other Fees -P- P&I PITI Plat Drawing & Conservation Fee Plat Registration Points Prepaids Prepayment Penalty Principal Principal & Interest Private Mortgage Insurance Processing/Administration Fee Public Record -Q- Qualifying Ratios -R- Rate Rate Change Cap Rate Lock Reconveyance Fee Recordation Exam Recording Fees Refinance Release Fee -S- Sales Contract Sales Disclosure Search and Exam Fee Search and Survey Search Fee Security Settlement Settlement or Closing Fee Settlement Statement State Tax Stamps State/Local Tax Fees Survey Survey Affidavit Swing Loan -T- Tax Certificate Tax Service Fee Taxes and other unavoidable fees Third Party Fees Title Examination Title Insurance Title Opinion Total Closing Costs Total Debt Ratio Transfer Tax Transfer/Intangible Tax Treasury Bills Treasury Securities Truth in Lending Act -U- Underwriting Fee -V- VA Loan -W- Wire Transfer Fee -Z- Zoning Zoning Ordinances